Down Payment Assistance Resources:
03/20/2026
📲 Stay Ready for When Funding Arrives
Register for a FREE HUD-Certified Home Buyer Workshop!
Schedule an appointment online with a Housing Counselor
📞 Call Us: 954-923-5001
📧 Email: HFAToday@gmail.com
📲 Download the Housing Foundation Home Search App — FREE on the App Store and Google Play. Get Priority Down Payment Assistance Alerts, view available listings, and stay one step ahead on your path to homeownership.
03/13/2026
📲 Get Prepared for When Funding Arrives
Register for a FREE HUD-Certified Home Buyer Workshop!
Schedule an appointment online with a Housing Counselor
📞 Call Us: 954-923-5001
📧 Email: HFAToday@gmail.com
📲 Download the Housing Foundation Home Search App — FREE on the App Store and Google Play. Get Priority Down Payment Assistance Alerts, view available listings, and stay one step ahead on your path to homeownership.
Click a city below for additional information:
The City of Hallandale Beach - Up to $100,00
The City of Pompano - Up to $80,000
The City of Lauderhill - Up to $75,000
03/09/2026
Palm Beach County's Department of Housing and Economic Development has announced the Homebuyer Match Pilot Program — This program is designed to meet working families where they are and help bridge the financial gap that has kept so many residents from crossing the threshold into homeownership.
What Is the Homebuyer Match Pilot Program?
The Palm Beach County Department of Housing and Economic Development has made $2,000,000 available for Phase I of this pilot program. The concept is straightforward and powerful: the County will match your cash contribution toward your home purchase — dollar for dollar — up to $50,000.
Those funds can be applied toward down payment assistance, points buy-down, minor repairs, and closing costs. This is not just money on the table. This is Palm Beach County investing directly in you and your family's future.
Here is what you need to know about the purchase price limits:
- Single-family homes: Purchase price must not exceed $700,000
- Townhomes or condominiums: Purchase price must not exceed $325,000
Approved homebuyers are required to contribute a minimum of $10,000 of their own funds. That is the starting point — and the County will match every dollar you put in, up to $50,000.
Do You Qualify? Income Guidelines
This program serves both low-income and moderate-income households. Below are the eligible income categories based on household size:
If your household falls within these ranges, you may be eligible. Not sure where you stand? That is what we are here for. Connect with one of our HFA-certified housing counselors at www.homeapproved.org for a free one-on-one review of your finances and eligibility.
How the Application Process Works
This is a lottery-based program, and spots are limited. Here is the timeline you need to know:
The online pre-application portal opens Monday, March 30, 2026 at 8:00 AM and closes Monday, April 20, 2026 at 11:59 PM.
Palm Beach County will accept pre-applications to enter a random lottery selection process for 60 applications. That means time is of the essence — and preparation is everything. The more ready you are before that portal opens, the better your chances of moving forward quickly once selected.
Visit the Palm Beach County Department of Housing and Economic Development website for all required documents and additional program details.
Attend a Virtual Pre-Application Orientation — Hosted by Palm Beach County
Before applying, Palm Beach County encourages all interested applicants to attend one of the free Virtual Pre-Application Orientations. These sessions will walk you through the program requirements, the application process, and what to expect every step of the way.
Upcoming orientation dates:
- Thursday,
- March 12, 2026 at 10:00 AM
- Tuesday, March 17, 2026 at 2:00 PM
- Thursday, March 19, 2026 at 8:00 AM
- Tuesday, March 24, 2026 at 3:30 PM
Join via WebEx: https://pbc-gov.webex.com/pbc-gov/j.php?MTID=m85233c009fe20ffc5abde0050228d76e
Meeting Number / Access Code: 2318 510 4449 Password: V3UfV5CGSh3
Or join by phone: 1-904-900-2303 or (844) 621-3956
Get Prepared Now — Register for an HFA Homebuyer Workshop
Attending the County's orientation is a great first step. But before that portal opens on March 30th, the best thing you can do is make sure you are fully prepared. That means understanding your credit, knowing your budget, and having your documentation in order before the lottery even begins.
HFA's homebuyer workshops are designed to do exactly that. Whether you attend in person, virtually, or online through eHome America, our HUD-certified instructors will walk you through every aspect of the homebuying process — from budgeting and credit repair to mortgage basics and closing day.
Find upcoming workshop dates and register at: www.homeapproved.org/upcoming-events
Seats fill quickly. Do not wait.
HFA Is Here for You — Every Step of the Way
Housing Foundation of America is a HUD-Approved Housing Counseling Agency, and our services are free. Our certified counselors are ready to sit down with you one-on-one, review your financial picture, and build a personalized roadmap to homeownership — whether or not you are selected through the lottery.
If this program is not the right fit for you right now, we have access to down payment assistance programs across Palm Beach County and throughout South Florida. We will find the path that works for you.
Your home is possible. It has always been possible. This program is one more tool to help make it real.
Your Action List — Do This Today
📅 Check orientation dates and attend before March 30th — Hosted by Palm Beach County via WebEx (see dates above)
🏡 Register for an HFA Homebuyer Workshop
📋 Review your eligibility and get your documents ready — Visit the Palm Beach County HED website for the full program details and required documentation
📞 Connect with an HFA Housing Counselor
📲 Follow us on Instagram for updates — @hfoainc
02/26/2026
💰Up to $30,000 in Down Payment Assistance!
The Miramar Moderate-Income Down Payment Assistance Program (MIMA) offers eligible first-time homebuyers ⬇️
✅ Up to $30,000 in financial assistance
✅ Support for down payment and/or closing costs
✅ A deferred loan of up to 10% of the purchase price
✅ Assistance for homes located within Miramar city limits
This program is designed to reduce upfront barriers and help qualified buyers move forward with confidence.
Click Here For More Information!
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12/02/2025
Lee County HOME Down Payment Assistance Program (HOME DPA):
| Household Size | Max Household Income |
| 1 | $57,250 |
| 2 | $65,400 |
| 3 | $73,600 |
| 4 | $81,750 |
| 5 | $88,300 |
| 6 | $94,850 |
| 7 | $101,400 |
| 8 | $107,950 |
Click Here for additional program information
Never miss a down payment assistance update: Get the Housing Foundation Home Search App and stay informed! Search homes. Get updates. Unlock opportunities. Download the Housing Foundation Home Search App now available for FREE on Apple App Store & Google Play Store.
Helpful Links
Bank of America’s Community Homeownership Commitment®
Bank of America Down Payment Center
Low Down Payment Loans
Bank of America Real Estate Center®
Bank of America First-Time Homebuyer Online Edu-Series™
Better Money Habits®
Helpful Information
Our Resources can help you understand the home buying process and your rights, provide you with information about the available down payment grants, help you locate resources in Miami-Dade, Broward, and Palm Beach counties, and much more.
Also check out our glossary to understand unfamiliar terms.
Select a County above to get started. Knowledge is Power!
Required Documents - At the time of application submittal, the following documents must be provided:
- Copy of Pre-Approval Letter from a First Mortgage Lender (Mandatory)
- Copy of valid Drivers' License or State Identification for ALL adult household members
- Copy of U.S. Birth Certificates or valid U.S. Passport or Naturalization Certificate for ALL household members. For all Non-U.S. Citizen household members provide a copy of a valid Permanent Resident Card
- Copy of current Verification of Employment (VOE) completed and signed by employer within 30 days of submission of application (Preferred) (OR) copy of most recent 30 days paycheck stubs (one month) for ALL working adult household members
- Copy of most recent Social Security, Retirement and/or Disability Award Letter for ALL household members
- If an adult student is employed – copy of student enrollment or current class schedule
- If unemployed, a copy of unemployment benefits statement (OR) a completed Unemployment Affidavit for ALL household members
- Wage Earner Statement from Social Security Administration for ALL unemployed adult household members
- If self-employed provide a completed YTD Profit and Loss (P & L) Statement for ALL adult household members AND most recent three (3) years of tax returns –all pages- (signed and dated) as submitted to the IRS (OR) current 1099 Income earner AND most recent three (3) years of tax returns –all pages-(signed and dated) as submitted to the IRS
- Proof of child support documentation
- Legal documentation for adoption, divorce, battered spouse & restraining order
- Completed Verification of Deposit (VOD) (Preferred) for ALL current accounts (checking and savings) for ALL adult household members (OR) copy of most recent bank statement for all accounts – all pages
- Most Recent Statement Account for: CD, Investment account, Whole life insurance, stocks and bonds) for ALL adult household members
- Most recent tax returns – all pages-(signed and dated) as submitted to the IRS and corresponding W2s/1099s- look for “other income" Schedule “C" (Mark out the first five digits of your social security number before submitting)
- Certificate of Completion for Homebuyer Education from a HUD Certified Counseling Agency or Neighborworks America (OR) Documentation of an upcoming scheduled appointment (Search for a HUD Approved Housing Counselor near you or contact one of our Housing Partners)
- County's Eight (8) Hour Homebuyer Education Counseling Certification form completed by the Counseling Agency's Instructor
NOTE: ALL Applicants are required to have a First Mortgage Loan approval from a lender before applying
Additional Information:
- Funds will be awarded as a 0% interest deferred payment loan secured by a recorded Mortgage, Promissory Note and Declaration of Restriction for 30 years. The loan is forgiven at the end of the 30-year term.
- The property's purchase price cannot exceed $568,557
- Applicant(s) cannot currently own a home
- First Time Homebuyer under the HUD definition: An individual who has no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This provision is limited to a spouse (if either meets the above test, they are considered first-time homebuyers). A single parent who has only owned with a former spouse while married. An individual who is a displaced homemaker and has only owned with a spouse. An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations. An individual who has only owned a property that was not in compliance with state, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.
- Applicant may not currently own or have liquid assets exceeding $200,000, and/or combination of liquid and non-liquid assets exceeding the current purchase price limit (excluding their primary residence).
PRE-APPLICATION ORIENTATION: Before submitting an application, applicants may attend one of the Virtual Pre-Application Orientations listed below:
- Tuesday, April 15, 2025 at 10:00 am
- Tuesday, April 22, 2025 at 12:30 pm
- Thursday, April 24, 2025 at 2:00 pm
- Tuesday, April 29, 2025 at 4:00 pm
- Thursday, May 1, 2025 at 3:30 pm
The Virtual Pre-Application Orientation Meeting WebEx link is:
Meeting Number: 2318 765 2947
Password: nXfgnuFT663
(OR) Dial (904)-900-2303 or (844) 621-3956 (Toll Free) to join by phone
In accordance with the Americans with Disabilities Act (ADA) and Section 286.26, Florida Statute, persons needing a special accommodation to participate in the business, community and/or housing programs through our online application portal, may notify the Department of Housing and Economic Development (DHED), Mortgage and Housing Investments Division at (561) 233-3600 or via email at HEDVerify@pbc.gov, five (5) business days prior to the opening of the application portal. This document may be requested in an alternate format, to help facilitate your process of applying through the online portal. If you are unable to find assistance to apply through the online portal, we can provide a list of agencies who may be able to help (charges from that agency may apply). Contact DHED for more information and the process.
For additional information, please contact:
Palm Beach County Department of Housing and Economic Development (HED)
Mortgage and Housing Investments Division
100 Australian Avenue, 5th Floor, West Palm Beach, FL 33406
Telephone: (561) 233-3600 Receptionist or Antoinette Prescott (561) 233-3606 or Rommel Sankhi (561) 233-3693
Email: HEDVerify@pbc.gov
Accessibility Statement: https://discover.pbcgov.org/Pages/Accessibility-Statement-Resources.aspx